Last Updated: March 17, 2025

1. Agreement to Terms

Welcome to Wealth Wisdom (“Website”). These Terms of Service (“Terms”) are a legal agreement between you and IT Soul doo (“we,” “us,” or “our”) governing your access to and use of wealthwisdom.space and all related services. By accessing or using our Website, you agree to be bound by these Terms.

2. Financial Disclaimer

Important Notice: The content on Wealth Wisdom is for informational purposes only and should not be construed as professional financial advice. We do not:

  • Provide personalized investment advice
  • Recommend specific investments
  • Act as financial advisors
  • Guarantee financial results

Always consult with qualified financial professionals before making any investment or financial decisions.

3. Intellectual Property Rights

The Website and its entire contents, including but not limited to:

  • Financial articles and guides
  • Wealth-building strategies
  • Investment education materials
  • Financial calculators and tools
  • Images and graphics

are owned by IT Soul doo and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

4. User Representations

By using the Website, you represent and warrant that:

  • You have the legal capacity to accept these Terms
  • You are not a minor in your jurisdiction
  • You will not access the Website through automated means
  • You understand our content is for educational purposes only
  • You acknowledge that individual financial results may vary
  • You accept full responsibility for your financial decisions

5. Prohibited Activities

You may not:

  • Copy or reproduce our financial content
  • Distribute our investment information without permission
  • Misrepresent your financial credentials
  • Share financial advice as if from Wealth Wisdom
  • Use our content for commercial purposes without authorization
  • Manipulate or misuse our financial information

6. User Generated Contributions

When posting comments or contributing to our financial community, you agree that your contributions will:

  • Be accurate and factual
  • Not contain unverified financial claims
  • Respect others’ privacy
  • Not promote get-rich-quick schemes
  • Not include financial advice presented as professional guidance

7. Risk Disclosure

Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. Any financial or investment examples on this Website are for illustrative purposes only.

8. Third-Party Links

Our Website may contain links to third-party financial resources. We are not responsible for the content, accuracy, or practices of these external sites.

9. Site Management

We reserve the right to:

  • Monitor financial content for accuracy
  • Remove misleading financial information
  • Restrict access to users violating these Terms
  • Modify or discontinue any part of our services

10. Privacy Policy

Your use of the Website is also governed by our Privacy Policy.

11. Term and Termination

We may terminate your access to the Website for violations of these Terms or for posting inappropriate financial content.

12. Modifications and Interruptions

We may update our content, services, and these Terms at any time. Market conditions and financial information change rapidly, and we strive to maintain accurate information but cannot guarantee 100% accuracy or availability.

13. Governing Law

These Terms shall be governed by the laws of Montenegro. IT Soul doo and yourself consent to the exclusive jurisdiction of Montenegro courts.

14. Disclaimer

The information provided on Wealth Wisdom is for general informational and educational purposes only. It should not be considered as financial advice. We are not licensed financial advisors, and we do not provide personalized investment recommendations.

15. Limitations of Liability

IT Soul doo is not liable for any financial losses or damages resulting from following the information provided on this Website. Your financial decisions are your sole responsibility.

16. Indemnification

You agree to indemnify IT Soul doo against any claims arising from your use of our financial content or violation of these Terms.

17. Social Media

Our social media presence (including Facebook and Instagram @__wealth_wisdom_) is governed by these Terms and respective platform policies.

18. Contact Us

For any questions about these Terms:

  • Visit our Contact page
  • Expect a response within 24-48 business hours